---
title: Central California Business Auto Insurance | Omega Pacific Insurance in Central California
description: Protect your company car with business auto insurance. Omega Pacific Insurance Solutions offers commercial and hired/non-owned business auto insurance. Serving Modesto, and all of California.
---

# COMMERCIAL AUTO INSURANCE

## Commercial Auto Insurance

Commercial auto insurance is a flexible type of insurance that can cover multiple vehicle types and even some types of motorized equipment. It includes coverage for both bodily injury and property damage while operating a company vehicle. It also provides medical payments (also known as Personal Injury Protection, or PIP) for both the driver and passengers of the policyholder’s car.

### Hired/Non-owned Auto Liability

If you’re renting cars or your employees are using their own vehicles, this type of coverage might be right for you. It protects against liabilities that can result from the use of a rented/leased vehicle, or a non-owned vehicle (for example, when an employee uses their own vehicle while on the job).

You can often add this type of coverage very affordably to a business auto insurance policy; you can also occasionally add it to a general liability policy.

### Using Personal Vehicles

It’s important to know that personal insurance policies for privately owned vehicles (such as your family car) may not cover damage to that vehicle when it’s used for business, regardless of the type of business. A commercial auto insurance policy can help ensure your business has the coverage it needs.

Looking for coverage that meets your commercial vehicle needs? We would love to help. [Contact us](/contact) today.

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## Insurance Quotes

Give us some info and we'll help you find the best coverage options.

[Request a Quote](/business-insurance/commercial-auto-insurance/quote)

## Insurance Partners

[American Collectors — Berkshire Hathaway GUARD — Berkshire Hathaway Homestate Companies — Bristol West — Chubb — First American — Foremost Insurance — Great American Insurance Group — Hagerty — Hanover — ICW Group — Kemper — Liberty Mutual — Markel — Nationwide — PersonalUmbrella — Philadelphia Insurance — Progressive — State Fund — The Hartford — Travelers — Zenith](/insurance-companies)

### LET'S GET STARTED ON YOUR **INSURANCE QUOTE**

We'll review your current insurance for gaps and offer suggestions to improve your coverage or reduce your premiums, depending on your needs.

[Talk to an Agent](/contact)

[Start Online](/business-insurance/commercial-auto-insurance/quote)

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