---
title: Central California Commercial & Business Property Insurance | Omega Pacific Insurance in Central California
description: Protect your commercial and business property. Omega Pacific Insurance Solutions offers commercial and business insurance. Serving Modesto and all of Modesto.
---

# COMMERCIAL PROPERTY INSURANCE

## Commercial Property Insurance

Commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, and more. This type of policy typically covers things like losses from fire, break-in, vandalism, wind and other natural or manmade disasters.

Some of the most common categories of commercial property insurance include:

**Insuring Buildings** - If you own a commercial building, you’ll need property insurance to protect your investment.

**Flood Insurance** - Many commercial property policies exclude flooding as a cause of loss. If your business is in an area prone to flooding, you’ll need to purchase a separate policy to protect your business against potential flood losses.

**Business Personal Property Coverage** - Protects property at a specific location – assets such as furniture, fixtures, equipment, and inventory.

**Business Interruption Coverage** - Also known as business income insurance, this coverage reimburses a business owner for lost profits and fixed expenses while a business is closed. It applies while the building is being restored due to damage from an event such as a fire. It may also cover financial losses that result from limited customer access to your building after a disaster.

**Electronic Data Processing (EDP) Insurance** - Specifically designed to protect computer-related equipment, for which most commercial property policies provide limited coverage. EDP policies may broaden coverage to include damage from things like power surges or computer viruses.

You’ve invested a lot into your business, so make sure you protect your investments. [Contact us](/contact) today and we'll help you find the property insurance coverage that best suits your needs and budget.

* * *

## Insurance Quotes

Give us some info and we'll help you find the best coverage options.

[Request a Quote](/business-insurance/commercial-property/quote)

## Insurance Partners

[American Collectors — Berkshire Hathaway GUARD — Berkshire Hathaway Homestate Companies — Bristol West — Chubb — First American — Foremost Insurance — Great American Insurance Group — Hagerty — Hanover — ICW Group — Kemper — Liberty Mutual — Markel — Nationwide — PersonalUmbrella — Philadelphia Insurance — Progressive — State Fund — The Hartford — Travelers — Zenith](/insurance-companies)

### LET'S GET STARTED ON YOUR **INSURANCE QUOTE**

We'll review your current insurance for gaps and offer suggestions to improve your coverage or reduce your premiums, depending on your needs.

[Talk to an Agent](/contact)

[Start Online](/business-insurance/commercial-property/quote)

```json
{"@context":"https://schema.org","@graph":[{"@type":"Service","@id":"https://www.trustomega.com/business-insurance/commercial-property#service","url":"https://www.trustomega.com/business-insurance/commercial-property","name":"Commercial Property Insurance","serviceType":"Commercial Property Insurance","description":"Commercial Property Insurance quotes from multiple insurance companies in California, Nevada, California, Nevada, Arizona, Colorado, Idaho, Michigan, Montana, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming.","provider":{"@id":"https://www.trustomega.com/#organization"},"areaServed":[{"@type":"City","name":"Modesto","address":{"@type":"PostalAddress","addressLocality":"Modesto","addressRegion":"California"}},{"@type":"City","name":"Clovis","address":{"@type":"PostalAddress","addressLocality":"Clovis","addressRegion":"California"}},{"@type":"City","name":"Sacramento","address":{"@type":"PostalAddress","addressLocality":"Sacramento","addressRegion":"California"}},{"@type":"City","name":"Reno","address":{"@type":"PostalAddress","addressLocality":"Reno","addressRegion":"Nevada"}},{"@type":"State","name":"California"},{"@type":"State","name":"Nevada"},{"@type":"State","name":"California"},{"@type":"State","name":"Nevada"},{"@type":"State","name":"Arizona"},{"@type":"State","name":"Colorado"},{"@type":"State","name":"Idaho"},{"@type":"State","name":"Michigan"},{"@type":"State","name":"Montana"},{"@type":"State","name":"New Mexico"},{"@type":"State","name":"Oregon"},{"@type":"State","name":"Texas"},{"@type":"State","name":"Utah"},{"@type":"State","name":"Washington"},{"@type":"State","name":"Wyoming"}],"image":{"@type":"ImageObject","@id":"https://www.trustomega.com/business-insurance/commercial-property#image","url":"https://webtricity-assets-1.wbtcdn.com/images/s/petr-magera-avew6hduidm-unsplashc-1170x780.bf9aa914fdd6d57eeb628587439cd4e322cf6f372ae853d1618b80baafabad23.jpg","width":1170,"height":780}},{"@type":"Organization","@id":"https://www.trustomega.com/#organization","url":"https://www.trustomega.com/","name":"Omega Pacific Insurance Solutions"},{"@type":"WebPage","@id":"https://www.trustomega.com/#webpage","url":"https://www.trustomega.com/","name":"Central California Commercial & Business Property Insurance | Omega Pacific Insurance in Central California","description":"Protect your commercial and business property. Omega Pacific Insurance Solutions offers commercial and business insurance. Serving Modesto and all of Modesto.","mainEntity":{"@id":"https://www.trustomega.com/business-insurance/commercial-property#service"},"about":{"@id":"https://www.trustomega.com/business-insurance/commercial-property#service"}},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/insurance-products","name":"Insurance Products"}},{"@type":"ListItem","position":2,"item":{"@id":"/business-insurance","name":"Business Insurance"}},{"@type":"ListItem","position":3,"item":{"@id":"/business-insurance/commercial-property","name":"Commercial Property Insurance"}}]}]}
```