--- title: Central California Classic Car Insurance | Omega Pacific Insurance in Central California description: Let us help you with your classic car insurance coverage needs. We understand that a classic car is more than just a car, it’s an investment. Insurance coverage for Modesto, and all of California. --- # CLASSIC CAR INSURANCE ## Classic Car Insurance It takes more than age to make it a classic. A collector car isn’t just a way to get around, it’s a piece of history. It’s an investment that will continue to appreciate in coming years. Not all classic or antique cars are used the same, so Omega Pacific Insurance Solutions will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs. Here are some features you should look for when shopping for classic car insurance. **Agreed Value** - This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. Some companies may only offer you lesser options such as “actual cash value” or “stated value.” **Low Rates** - Don’t pay for full-time insurance when you drive your collector car only part-time. **Coverage Options** - Not all collector cars are the same, and each insurance company offers different coverage options. We can work with you to find the policy that best meets your specific needs. **Generous Mileage** - You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value. **Roadside Assistance** - Whether you're at a local classic car event or taking a Sunday drive through the country, if your car becomes undrivable, you’ll want to find coverage that will ensure your car gets safely to the closest qualified repair facility. Do you need insurance for your collector car? Talk with us today to identify the best combination of coverage, value, and price for you. [Contact us](/contact) to get free quotes from multiple companies. * * * ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](/classic-car-insurance/quote) ## Insurance Partners [American Collectors — Berkshire Hathaway GUARD — Berkshire Hathaway Homestate Companies — Bristol West — Chubb — First American — Foremost Insurance — Great American Insurance Group — Hagerty — Hanover — ICW Group — Kemper — Liberty Mutual — Markel — Nationwide — PersonalUmbrella — Philadelphia Insurance — Progressive — State Fund — The Hartford — Travelers — Zenith](/insurance-companies) ### LET'S GET STARTED ON YOUR **INSURANCE QUOTE** We'll review your current insurance for gaps and offer suggestions to improve your coverage or reduce your premiums, depending on your needs. 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